Insurtech Engineering · July 28, 2025 · 2 min read
Rating, Risk Evaluation & Quoting
Rating engines should never be a black box
The rating recomputes as you work, and every override comes with a reason, on record. Nothing moves without an underwriter's call.
Rating and quoting on your own logic
Your logic. Your rating. Your workflow. UWBerri adapts to the way you underwrite, bringing rating, risk evaluation and quoting into one explainable workflow without replacing the logic that makes your business different.
Capabilities
Automatic Rating Calculation
Live Rating Worksheet from Day 1
UWBerri’s rating engine calculates the premium automatically. Underwriters can see how the rating was calculated, with proper rationale.
Context-based Rating
Rating is never done out of context
Both primary and excess policies are rated. All context, including relevant broker commissions and premium tax are applied.
Pre-filled Templates
Templates don’t start from scratch
Quotes are built from pre-filled templates with factored in risk details, premium, and terms.
Smart Scoring
Risk scorecard guides you better
There are risk insights and risk scores with overrides documented across all the touchpoints
Evidence
One intelligent system for the entire insurance lifecycle
IMGHandwritten notesscanned
XLSLoss_Run_2023-25.xlsx38 KB
PDFACORD_130_Cascade.pdf312 KB
XLSDriver_List.xlsx18 KB
PDFACORD_125_Cascade.pdf248 KB
EMLEmail_thread.eml22 KB
XLSSOV_Cascade.xlsx54 KB
PDFGL_Application.pdf304 KB
Cascade Manufacturing Inc.
✓Submission createdSUB-2026-1104
- < 7 minsubmission to quote
- 4×efficiency gain
- 97%accuracy
“We promise exceptional service to our customers. CertBerri is helping us deliver on that promise!”
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Migration
Bring your stack with you
Mulberri is configured to work with your insurance stack right out of the box.
Explore migrationConfiguration
Your rules, without a support ticket
Configurability in UWBerri starts at the rating studio level and is carried all the way to the pre-bind stage.
Berri AI
Berri AI does the legwork. Decisions stay with your underwriter
Berri AI reads the file, works the approval and review checklist, and shows every source behind the values, so an underwriter can accept or override.
Audience
Built for teams reimagining insurance
MGAs
Submissions are read, triaged, and priced before an underwriter touches them, so you quote first and scale the book without scaling the team.
Carriers
Your guidelines run on every submission and every decision is logged, so you catch wrong risks before they bind and see how your MGAs underwrite.
Reinsurers
Cedant data comes back clean, consistent, and auditable, so you price the risk on numbers you can trust and see how the book is performing.
Brokers
Every submission you send gets a straight answer, fast, with the reasoning behind it, so you place the risk and move on to the next one.
Explore the rest of the Mulberri platform
Insights
Learn more about Mulberri and the work we do
Insurtech Engineering · July 28, 2025 · 2 min read
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